Fix My Credit

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of trusted professionals

What is bad credit?

300 to 650

Any score lower than 650 is “bad”. A bad score could keep you from

GETTING APPROVED FOR A MORTGAGE

SECURING GOOD RATES ON A CAR LOAN

GETTING A LOW-INTEREST CREDIT CARD

GETTING A LOW-INTEREST CREDIT CARD

What affects my credit score?

Credit reporting errors are not uncommon and difficult to identify. Reporting rules are actually infringed, and errors that should never have come up on your credit history are updated in your report. This causes your credit history to plunge unfavorably and hinder your ways of getting credit cards or loans and even jobs. At Financial Sector, we have a proficient team seasoned who scan and locate inaccuracies in credit reports. They custom create a dispute system that helps in addressing these errors made in your credit report.

We have tried and tested methods and solutions that will help in optimizing your credit scores. Financial Sector takes pride in having built a customer-friendly organization that is focused on working efficiently to solve their problems. Our detailed and methodical approach will fortify your credit health.

The key to our many happy customers is being transparent with them. We keep them updated about their work-in-progress. Financial Sector has dedicated ample time and effort to creating a system that will enable you to monitor your progress and the updates that are made. Our team is always at your disposal and readily available to listen to all your queries and come up with a practical solution.

Remember, credit repair is not a solution to bankruptcy or to evade genuine debt collection. Debts need to be paid! Financial Sector can help you fix wrongly updated reporting in your credit report. Call us today and speak to one of our team members for further assistance.

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    How credit repair works

    CHALLENGE

    We challenge your questionable negative items with all three bureaus, ensuring your credit reports are accurate and fair.

    DISPUTE

    We ask your creditors to verify the negative items they’re reporting. If they can’t, they are required by law to stop reporting them.

     

    MONITOR

    We continue to watch your credit, addressing additional issues as they arise so that you can stay on track and reach your goals.

    Get started with a FREE 10-minute credit analysis

    How much does it cost?

    A service for all budgets

    AGGRESSIVE

    Recommended for those who have a lot of negative items

    $$$

    MODERATE

    Recommended for those who have a moderate amount of negative items

    $$

    BASIC

    Recommended for those who have a handful of negative items

    $

    Testimonials

    FAQ's

    Credit is when you receive money, a good or a service, and you agree to pay for it in the future—usually with added interest. Nowadays, we use credit to buy lots of things, from houses and cars to groceries and clothing. If you use it responsibly, credit can be a useful tool. But if you don’t, you’ll have to face some negative consequences that will make your life harder.

    Your credit score is a 3-digit number on a scale of 300 to 850 that suggests how creditworthy you are—meaning, how good you are with credit and how much you can be trusted to pay back what you borrow. Potential lenders will use this number to decide what kinds of credit cards and loans to offer you. Generally, the higher the score, the better the offers. There are a few different types of scores, but the two best-known are your FICO Score and your VantageScore. They’re calculated based on the information that shows up on your credit report.

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